I will make a big decision.

I have to make a major decision.

I decided to join an immigration program in Canada. 

This program will cost 500000 yuan，

It is a huge sum of money. 

Sure. This money is not paid all at once. It is paid in several stages. 

Firstly, pay 100,000 yuan to compete for the quota. 

If It succeed in getting it, you have to pay the remaining 400,000 yuan within the following year. 

If you fail to get it, the program fails and the 100,000 yuan will be returned. 

The most difficult thing is that no one in my family supports me to do this. 

This is the most difficult. And we don't have so much money at all now. 

I can borrow money from my friends without telling my family to pay for the money to compete for the quota. 

If the quota is not obtained and the 100,000 yuan is returned, it can be regarded as if nothing happened. 

If by any chance I get the quota. it will be a very luck thing but also a very very very dufficult thing. 

I will face the payment of the remaining 400,000 yuan, and this is something that cannot be concealed anyway.

I don't know how to explain to my family and raise this sum of money. 

But due to my age, family situation and working conditions, this is the only immigration program that suits me. Besides this, 

there is no other suitable and legal program that suits me anymore. 

So anyway, I want to seize this only opportunity. 

I don't want to give up this chance. Otherwise, I will regret for my whole life. 

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我也有些犹豫，孤注一掷办这个值不值得，确实算是孤注一掷，因为家里基本没什么钱，都得靠借。

而且我并不是特别需要办这个！因为我已经办了几个签证。

现在有一个机会，一个加拿大的移民项目挺适合我的，费用要四五十万人民币，

这个是魁省IT试点项目，要求申请人本科学历，近五年内有两年IT经验，年龄有说50/55岁以下（两种说法），而且不要求语言。。。确实是非常适合我的项目。

第一步抢名额要交一万加币，大约十万，如果抢到名额，后续一年内再交剩下的三四十万。如果抢不到就全额退款。

但我现在没有钱，都得靠借，但家里还不同意，老婆也不同意，真要借钱弄，肯定会弄得家里很紧张，钱和关系都是。

抢名额的钱，我倒是能借到。但如果真的万一抢到了，那后续交钱也是个巨大的困难。

除非下次裁员能拿补偿。。。

其实我也并不是特别需要，因为我已经办下加签米签了。再弄这个，以前的努力有点白费劲的意思。

但是这个毕竟是合法的途径，可以自由的往返，最重要的，可以带全家！

而且因为年龄，经济等情况的限制，适合我的项目而且合法的可能仅此一个，

以前我了解那么多国家，真没有适合我的项目，这次真的是很难得的机会。以后可能也不会再有了它。

我也有些犹豫，孤注一掷办这个值不值得，确实算是孤注一掷。

但机会确实真的难得。。。这个项目是最后一年了。

主要的问题是机会难得，没钱还想硬上，不想放弃。

怎么办？能给点建议吗！

当然现在只是抢名额，要交十万，如果抢上，后面就得交剩下的钱，如果抢不上说，说是会全额退款。

我也想抓住，否则会遗憾终生。。。

没有人能商量啊。。。